How to Use a Seller Net Sheet in Florida Real Estate

If you’re planning to sell your Florida home, one of the smartest tools you can use is a seller net sheet. It gives you a detailed estimate of how much money you’ll walk away with after the sale—before your home ever hits the market.

Let’s break down how a net sheet works and why it’s essential for smart sellers.

What Is a Seller Net Sheet?

A net sheet is a document—usually created by your real estate agent or title company—that outlines all of your expected closing costs and subtracts them from your estimated sale price.

The result? A forecast of your net proceeds, or the amount you’ll actually take home after the sale.

What Does a Net Sheet Include?

Here’s what most Florida net sheets cover:

• Estimated Sale Price of your home
• Real Estate Commission (usually 5–6%)
• Title Fees & Owner’s Title Insurance
• Transfer Taxes (Doc Stamps)
• Settlement/Closing Fees
• Prorated Property Taxes
• HOA Dues & Estoppel Fees (if applicable)
• Outstanding Mortgage Payoffs
• Repair Credits or Buyer Concessions

Why Is It So Valuable?

A net sheet helps you:

• Set a realistic asking price
• Understand how offers affect your bottom line
• Prepare financially for your next purchase or move
• Avoid surprises at closing

It’s one of the most important financial tools you can use during the selling process.

Example Net Sheet Scenario

Estimated Sale Price: $550,000
Commission (6%): $33,000
Title & Transfer Costs: $4,500
Property Tax Proration: $2,000
Mortgage Payoff: $200,000
Estimated Net Proceeds: ~$310,500

Remember, these numbers vary based on your property and contract terms.

Who Prepares It?

Your real estate agent or title company will usually prepare your seller net sheet at the listing appointment or once you accept an offer.

Michael Renick and Team Renick – Mangrove Realty Associates Inc. provide a custom, clear net sheet tailored to your home, your price point, and your local fees in Sarasota, Bradenton, or Longboat Key.

Ready to See Your Numbers?

If you’re even thinking about selling, having a net sheet in hand gives you clarity, confidence, and leverage when the offers start coming in.

Want to know what you’d actually keep from your home sale? Call Michael Renick today at 941.400.8735 for a free, custom net sheet based on real numbers—not guesswork.

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