What to Expect at Your Florida Real Estate Closing

You did it! You found the home, negotiated the deal, and passed inspections.

Now it’s time for the closing table.

Here’s what buyers can expect at a Florida real estate closing.

Who Attends the Closing?

Typically present:

• Buyer and buyer’s agent
• Title company closer or attorney
• Possibly the lender representative (if required)

Sellers often pre-sign and don’t attend in person.

Where Does It Happen?

• Title company office (most common)
• Attorney’s office
• Remote/mobile notary closing (if arranged)

What to Bring

• Government-issued ID
• Final closing disclosure
• Any required documents from lender or insurance
• Access to wire transfer confirmation or cashier’s check

What You’ll Sign

• Mortgage note (if financing)
• Deed of trust or mortgage
• Title documents
• Closing disclosure and settlement statement
• IRS tax forms

Your closer will walk you through everything step-by-step.

Closing Costs to Expect

Paid at closing:

• Title insurance
• Escrow fees
• Prepaid taxes and insurance
• Lender fees
• Recording and courier fees

Review your Closing Disclosure ahead of time so there are no surprises.

When Do You Get the Keys?

Once funds are received and documents are recorded:

• In many Florida closings, keys are released same day
• Check with your title company or agent for timing

Final Thought

The closing table is the final step in your journey—and the first step into your new Florida home.

📞 Call Michael Renick at 941.400.8735 to prepare for a smooth, confident Florida real estate closing.

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