What Is Title Insurance and Why Do Florida Buyers Need It? You found the perfect home, made it through inspections, and you’re ready to close. But before you sign, there’s one more crucial protection to understand: title insurance. Here’s why it matters in Florida. What Is Title Insurance? Title insurance protects your ownership rights against…
What Florida Buyers Should Know About Escrow Accounts When buying a home in Florida, escrow is a critical—but often misunderstood—part of the process. Here’s how it works. What Is Escrow? Escrow is a neutral third-party account that holds funds during a real estate transaction. In Florida, it typically: Holds your initial deposit (also called “earnest…
What Florida Buyers Need to Know About Closing Costs You’ve saved for a down payment, got your pre-approval, and found the perfect Florida home. But before you pop the champagne, there’s one more important budget item: closing costs. What Are Closing Costs? Closing costs are the fees and expenses you pay to finalize your home…
How to Buy a New Construction Home in Florida New homes in Florida offer the latest design trends, energy efficiency, and fewer repairs out of the gate. But buying from a builder is different than a traditional resale purchase. Here’s what Florida buyers need to know. Step 1: Bring Your Own Agent The sales rep…
How Florida Property Taxes Work for New Buyers Buying a home in Florida? While you won’t pay state income tax, you will pay local property taxes. Here’s how it works—and what every new buyer needs to understand. How Are Florida Property Taxes Calculated? Florida property taxes are based on your home’s assessed value, not necessarily…
Florida Real Estate Appraisals: What Buyers Should Know You found a home you love, made an offer, and got it accepted. Now it’s time for one of the most critical steps in your Florida home purchase: the appraisal. Here’s what buyers need to know. What Is a Real Estate Appraisal? An appraisal is an independent…
What to Know About Buying in a Florida HOA Community Many homes in Florida are part of a Homeowners Association (HOA). While some buyers love the structure and amenities, others want more freedom. Before you commit, here’s what to understand about buying in an HOA-governed neighborhood. What Is an HOA? An HOA is a private…
Problems will come up—what matters is who your agent calls next. The inspection reveals an issue. You ask your agent for a referral. And they say… “Not sure, let me Google someone.”Nope. At Team Renick, we’ve spent years building a trusted vendor network. 🔧 Honest tradespeople 📍 Local and vetted 📞 Ready to help…
Understanding Florida Real Estate Seller Contract Cancellation What happens before the contract is even signed is just as important as what happens after. As a Florida homeowner preparing to sell, understanding the ins and outs of seller contract cancellation can save you from legal complications, unexpected costs, and lost opportunities. Whether you’re listing your home…
What Is a CDD Fee and Should You Be Concerned? When you’re house hunting in Florida, you might come across listings with a note: “CDD Fee Applies.” So what exactly is a CDD fee, and should it affect your buying decision? What Is a CDD Fee? CDD stands for Community Development District. It’s a special…