How Much Does It Really Cost to Sell Your Florida Home?
How Much Does It Cost to Sell a Home in Florida?
Most sellers focus on their sale price—but your net proceeds are what really matter.
Selling a home in Florida involves several costs that can catch you off guard if you’re not prepared. Some are negotiable, some are fixed, and others depend on your strategy and timeline.
Let’s walk through what it truly costs to sell your Florida home, so you can move forward with confidence.
1. Real Estate Agent Commission
- Standard rate: Around 5% to 6% of the final sale price
- Usually split between listing agent and buyer’s agent
- Negotiable based on service level and market demand
Example: On a $500,000 home, a 6% commission would be $30,000.
💡 Tip: A skilled agent like Michael Renick often helps sellers net more even after commission by pricing right and negotiating smartly.
2. Closing Costs
- Title search and title insurance (for buyer): $1,000–$2,500
- Documentary stamp tax: $0.70 per $100 of the sale price (varies by county)
- Attorney or settlement fees (if used): $500–$1,200
- HOA estoppel fees (if applicable): $200–$500
In total, closing costs typically run 1% to 3% of the sale price.
3. Repairs and Improvements
- Minor repairs: $500–$2,000
- Pre-listing cleaning/staging: $300–$1,000
- Curb appeal enhancements: $200–$1,000
- Inspection-related repairs (negotiated): Varies
You don’t need to renovate—just make your home clean, functional, and move-in ready.
4. Staging and Photography
- Virtual staging: $150–$500
- Full staging: $1,000–$3,000
- Professional photos: $150–$400
- Drone or video tour (optional): $250–$700
These marketing tools are often included when you list with a full-service agent like Michael.
5. Seller Concessions (Optional)
Depending on market conditions or buyer negotiations, you might offer:
- A credit toward closing costs
- A home warranty for the buyer
- Repairs based on inspection findings
These costs vary, but can be worth it to keep a deal alive and moving forward.
6. Mortgage Payoff + Liens
At closing, your mortgage balance (plus any home equity loans or liens) will be paid off directly from your proceeds.
💡 Important: Request a payoff statement from your lender in advance so you’re not surprised by fees or interest accrual.
7. Moving Costs
- Local move: $500–$2,000
- Long-distance: $2,000–$6,000+
- Storage (if needed): $100–$400/month
Factor this into your timeline and overall budget.
Sample Cost Breakdown on a $450,000 Sale
| Expense | Estimated Cost |
| Commission (6%) | $27,000 |
| Closing Costs (~2%) | $9,000 |
| Repairs + Staging | $2,000 |
| Photography + Marketing | $500 |
| Miscellaneous Fees | $500 |
| Total Estimated Costs | $39,000 |
| Estimated Net (before mortgage) | $411,000 |
Final Thoughts
Selling a home in Florida comes with upfront costs—but with the right plan and pricing strategy, you can walk away with a strong return.
Every situation is different, so having a clear, custom breakdown can help you avoid surprises and make smart decisions.
What You Need to Know about “Fixer Uppers”
📣 Let’s Talk Strategy
Want a clear breakdown of your numbers and a smarter way to sell? Let’s connect.
- 📞 Call Mike: 941.400.8735
- 📍 Explore our blog series: The Florida Life
- 🌐 Learn how we operate and why it matters: TeamRenick.com
- 🔎 Start your property search: Search.TeamRenick.com
