What Paperwork Do You Need to Sell a Home in Florida?

If you’re planning to sell your Florida home, having the right documents in place is key to a smooth sale. Missing paperwork can delay your closing—or even derail a great offer.

The good news? Most of what you’ll need is easy to gather, especially with a real estate pro like Michael Renick guiding the process.

Here’s your complete list of paperwork required when selling your Florida home.

📄 1. Seller’s Property Disclosure

• Includes issues with plumbing, electrical, roofing, structure, and more
• Must be filled out honestly and to the best of your knowledge
• Typically uses the Florida REALTORS® Seller’s Disclosure form

💡 Tip: Don’t guess—if you’re unsure, say so. Your agent will help word it properly.

📑 2. Title and Ownership Documents

• Current deed
• Title insurance policy (if available)
• Survey (if available)
• Any liens or payoff statements (mortgage, HELOC, etc.)

These documents help the title company ensure a clean transfer of ownership.

📃 3. Recent Utility Bills and Insurance

• 12 months of utility bills (electric, water, gas)
• Current homeowners insurance policy

🏠 4. HOA or Condo Association Docs

• HOA bylaws and rules
• Recent meeting minutes (if applicable)
• Contact info for the association
• Estoppel letter (shows dues status; ordered before closing)

🧾 5. Repair and Renovation Records

• Roof or HVAC replacement
• Kitchen or bathroom updates
• Permits, receipts, and warranties for plumbing, electrical, or pest treatments

📄 6. Listing Agreement

• Authorizes the agent to market and sell the home
• Outlines commission, pricing strategy, and timeline
• Includes MLS input and marketing plans

🏁 7. Closing Documents (Prepared Later)

• Seller’s Closing Disclosure (CD)
• Deed transfer documents
• Settlement statement
• Final payoff instructions for any loans

📌 Bonus: Optional Pre-Listing Docs

• Pre-listing home inspection
• Wind mitigation or 4-point inspection
• Appraisal (for pricing leverage)
• Proof of flood zone status

Michael can guide you on which of these make sense for your property.

Final Thoughts

Having the right documents ready makes your sale smoother, faster, and more professional.

With Michael Renick on your team, you’ll know exactly what’s needed and when—so nothing slows down your deal.