What Happens After You Accept an Offer on Your Florida Home?

You’ve negotiated, signed, and accepted an offer—congratulations!

But the sale isn’t over just yet.

Once your Florida home is under contract, a series of steps begin that lead up to closing day. Knowing what’s ahead helps you stay prepared and avoid costly surprises.

Here’s a breakdown of what to expect once your home is “under contract.”

1. Contract Review and Initial Deadlines

The executed contract sets the clock in motion.

• Both parties receive signed copies
• Timelines for inspections, financing, and closing are locked in
• Your agent will create a calendar of key deadlines to keep everything on track

Now is a great time to gather paperwork and organize your move.

2. The Inspection Period

In Florida, buyers typically have 10–15 days for inspections.

• Home inspection
• Pest/WDO inspection
• Roof or mold inspections
• Wind mitigation and 4-point (insurance-related)

You may receive repair requests or credits depending on what’s found. Your agent will help you negotiate fairly and legally.

3. Appraisal and Loan Approval

If the buyer is financing, the lender will order an appraisal to confirm the home’s value.

• If the home appraises at or above sale price, you move forward
• If it appraises lower, you may need to renegotiate or the buyer may bring cash
• The lender will also finish verifying income, assets, and debt

💡 Pro tip: Keep the home tidy and accessible for the appraiser.

4. Title Search and Closing Prep

A Florida title company or real estate attorney will:

• Verify the legal ownership of the property
• Ensure there are no liens or unpaid taxes
• Prepare the deed and closing documents
• Coordinate with the buyer’s lender

You’ll also receive an estimated Closing Disclosure showing your final costs and net proceeds.

5. Final Walk-Through

Typically 24–48 hours before closing, the buyer will do a final walk-through.

They’ll confirm:

• Repairs (if negotiated) were completed
• The home is clean and in the same condition as when they made the offer
• No personal property is left behind (unless agreed to)

Be sure to remove everything and leave keys, remotes, and manuals for a smooth handoff.

6. Closing Day!

Closing in Florida can be done in person or remotely. You’ll sign:

• The deed transferring ownership
• Final settlement statement
• Tax and affidavit documents
• Mortgage payoff confirmation

Once everything is signed and funds are wired, the buyer gets the keys—and you get paid!

Final Thoughts

Accepting an offer is just the beginning of the final stretch. With the right guidance, this process can be smooth, transparent, and stress-free.

Let me walk you through it every step of the way.

Ready to move forward with confidence? Call Michael Renick at 941.400.8735 and let’s make sure your home closes on time—with no surprises.

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