What Must You Disclose When Selling in Florida?
Florida sellers must disclose known material defects under Johnson v. Davis — roof leaks, HVAC, plumbing, foundation, flooding, termites — even on as-is.
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Florida sellers must disclose known material defects under Johnson v. Davis — roof leaks, HVAC, plumbing, foundation, flooding, termites — even on as-is.
After acceptance you have 3 days to deposit, 15 to inspect, 5 to apply for the loan, and 30 to clear financing. Sarasota cash deals close in 32–45 days.
Selling a Florida HOA home means disclosing governing docs, dues, and assessments, plus an estoppel letter that can take 10 business days at closing.
Florida buyers should know escrow, earnest money, contingency, title insurance, appraisal, FAR/BAR, doc stamps, and the homestead exemption before offer.
The Closing Disclosure (CD) is a federally required 5-page TRID form your lender must deliver at least 3 business days before you close on a Florida home.
Florida sellers lose most by overpricing, skipping prep, picking the wrong agent, hiding defects, and refusing fair repairs. Sarasota medians near $525K.
After your Florida offer is accepted, expect 7–15 days for inspection, then appraisal, loan approval, title clearance, and closing in 30–45 days.
FHA fits Florida first-timers — 3.5% down with a 580 score and a 2026 limit of $541,287. Conventional wins long-term once your score tops 700.
After several years of pandemic-era price surges and ultra-low inventory, Sarasota County’s housing market has shifted into a more measured rhythm in 2026.
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