What Florida Sellers Must Disclose When Selling a Home

Florida law requires home sellers to disclose any known material defects that could affect the value or desirability of the property. But what does that actually mean—and what’s expected of you?

If you’re thinking about listing your Florida home, this quick disclosure guide will help you stay compliant, avoid legal trouble, and earn buyer trust.

What Exactly Must Be Disclosed?

You’re required to disclose any known facts about the property that aren’t easily visible and could influence the buyer’s decision.

That includes:

• Roof leaks or previous water damage
• Electrical or plumbing issues
• HVAC or appliance malfunctions
• Termite or pest infestations
• Mold, mildew, or drainage problems
• Unpermitted additions or structural work
• Boundary or title disputes
• Foundation cracks or structural movement

If you know about it, and it could materially impact value or safety, it needs to be disclosed.

Common Seller Mistakes

Here are a few issues sellers often fail to mention (but should):

• “We fixed it, so we don’t have to mention it.” ✅ You still need to disclose previous issues, even if repaired.
• “The buyer will discover it in the inspection anyway.” ✅ Disclosure is a separate obligation from the buyer’s due diligence.
• “We’ve never lived in the home.” ✅ You may still be required to disclose issues that are known to you.

What’s Not Required?

You are not legally required to disclose:

• Deaths on the property
• Crime in the neighborhood
• Divorce or financial motivation to sell
• Future development plans nearby (unless you’re aware of material impacts)

Use a Disclosure Form (Even If It’s Not Mandatory)

Florida doesn’t mandate a specific state disclosure form, but using one protects both you and the buyer by documenting everything clearly. Your agent will typically provide the Florida Realtors standard form.

Why Proper Disclosure Matters

• Reduces Risk of Lawsuits
• Prevents Deal Collapses During Escrow
• Shows Transparency and Builds Trust
• Protects Your Reputation with Agents and Buyers

Expert Help Keeps You Protected

Michael Renick and Team Renick – Mangrove Realty Associates Inc. will walk you through every step of the seller disclosure process. From filling out the paperwork to identifying what needs to be reported, we’ll make sure you’re protected—and your deal stays on track.

📣 Let’s Talk Strategy

Want a clear breakdown of your numbers and a smarter way to sell? Let’s connect.

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