Sarasota, Naples, or Miami: Best ROI for Investors?
Sarasota wins risk-adjusted ROI in 2026: $475K median, 6-10% yields on Siesta and Anna Maria, beating Naples at $587K and Miami at $700K.
Sarasota wins risk-adjusted ROI in 2026: $475K median, 6-10% yields on Siesta and Anna Maria, beating Naples at $587K and Miami at $700K.
Sarasota waterfront in 2026 starts $1.1M on Siesta and tops $10M on Lido and Bird Key, with $10K-$22K yearly wind and flood insurance.
Sarasota beats Longboat Key on cost: $490K median and $3,100-$3,600 PITI versus $1.1M+ medians and $7,000-$9,000 PITI plus far higher insurance.
For Longboat Key investors, August-October delivers the lowest prices and highest leverage; January-March is when sellers hit peak pricing.
Owning a Longboat Key Gulf-front villa runs $60K-$110K yearly: $28K-$40K taxes, $18K-$30K wind and flood, plus $1,200-$3,500 monthly HOA.
Yes, relocating to Sarasota pays off in 2026: no state income tax, utilities 20% under average, and $430K medians beat Naples or Miami.
Sarasota luxury condos run $600K for entry one-beds to $3M+ penthouses, with The Vue and 1350 Main trading $900-$1,800 per square foot.
Early 2026 favors Sarasota buyers: $490K median down 7.5%, condos at $314K down 9.5%, 57-day DOM and 4.8-8.9 months of supply on hand.
Sarasota at a $525K median favors volume and rental income; Longboat Key at $1.5M+ favors scarcity-driven appreciation but heavier insurance.
Skipping a Sarasota beach expert risks $28K+ VE-zone insurance, CCCL rebuild caps and rental restrictions on Siesta and Lido lots.
Let’s talk about your goals and your timeline — no pressure, no scripts, just a clear next step.
Real estate done right on Florida’s West Coast — buyers, sellers, and everything in between.
Team Renick · Mangrove Realty Associates
Serving all of Sarasota and Manatee Counties